At McCluskey Insurance Services LLC, we know that an insurance policy is essential for drivers in Cincinnati, OH, but the premiums can impact your budget leading to difficult choices. What you may not know is that there are options that can fit your lifestyle and help make driving more affordable. For instance, if you don’t drive much but still want to own and operate your car, you may be able to get coverage for limited mileage each year. Getting to church, visiting friends around town, or getting groceries can still be under your own power! We’re glad to help you find out what’s possible.
Low Mileage and Daytime Drivers
Two options that the Ohio Department of Insurance notes may be available to you are low mileage auto insurance rates and lower rates for agreeing to drive only during the daytime. The first may be applicable to seniors but also useful for those who work at home or otherwise have lifestyles that don’t involve much driving. If your vehicle spends most of its time parked, but you don’t want to go carless, this could be a great option for you. Our insurance specialists can help determine if this is something available in your case.
Consult With Us
Several other ways to possibly reduce your premiums include making sure to remove other drivers who don’t need to be on your policy, especially those with higher risks such as those under 18. You can also reduce optional coverage for an older vehicle where you aren’t concerned about collision damage to the vehicle. At McCluskey Insurance Services LLC call our team to stay mobile in Cincinnati, OH with optimized insurance coverage options to best meet your needs.
