Purchasing the right classic car can be a great investment move. Once you are done with the purchase, it’s time to think about protecting the investment by insuring it. Here are tips and tricks to get the best deal on your classic car insurance in Cincinnati, OH.
1. Make Sure Your Classic Automobile Is in Tip-Top Condition
Many classic cars usually have some mechanical, structural, or electrical problem because of their age. When a car insurance provider finds out your vehicle is not in working perfect condition, they are likely to view it as more likely to be in an accident and more expensive to insure. They will pass this expensive cost to you as higher insurance rates. Therefore, before insuring your classic car, make sure that everything works well and is in tip-top condition.
2. Ascertain the Value of Your Classic Car
Although most classic cars appreciate over time, some do this faster than others. Therefore, it’s easy to assume that your classic car is more valuable than it is. This will mean that your insurance premiums will be higher because the auto insurer will believe they are insuring a more expensive car. At McCluskey Insurance Services LLC, we recommend that you do a valuation for your classic car to find out its real value. Thus, you will avoid paying higher premiums than necessary.
3. Be Vigilant About Your Classic Car’s Security
Classic cars don’t have groundbreaking security features, and they can easily be stolen. Therefore, auto insurance providers believe that classic vehicles are high risk and charge high rates. However, you can avoid these high rates by being vigilant about your classic car’s security. This involves installing a tracker, an engine cut-off device, and storing the vehicle in a locked garage rather than the driveway.
Do you want to get classic car insurance in Cincinnati, OH? At McCluskey Insurance Services LLC, we are ready to answer all your classic car insurance questions. Call us today.
