It’s not always obvious when a disaster will strike, which is why being prepared at all times is essential. The experts at McCluskey Insurance Services LLC in Cincinnati, OH, offer the following tips for being ready for the unexpected.
Create an Emergency Preparedness Plan
Have a plan in place for your household and pets that includes information about an emergency meeting place, health and insurance documents, and emergency contact info. Establish an evacuation route in case of a disaster, and distribute copies of the plan to all occupants in the dwelling, keeping a master copy on hand.
Prepare an Emergency Kit
Assemble an emergency kit with the essentials needed for at least three days following a major storm or disaster. Gather non-perishable foods and beverages, a can opener, and disposable dishware. Ensure to include first aid gear, necessary medications, and infant supplies. Pack a flashlight, batteries, and a battery-powered radio to stay informed about conditions.
Keep small bills and change handy, and be prepared with appropriate clothing for the weather. Include photocopies of important documents, such as insurance, birth certificates, and personal records. Many retailers sell pre-prepared emergency kits, and organizations such as the Red Cross offer basic kits free of charge.
Make a Home Inventory List
Create an inventory of your valuables, including photos, receipts, or video footage. This can serve as evidence should you need to file a claim after suffering property damage. Most insurance providers will supply a list to help you get started, and you can keep these on file with your company.
Get Insurance Coverage Today
Disasters can strike anytime, emphasizing the importance of solid insurance coverage. If you are ready to handle major damage, contact McCluskey Insurance Services LLC in Cincinnati, OH, today to get more information and receive a free quote for the coverage you need.
